Nordal & Associates Real Estate Appraisal in Encinitas perform appraisals for a variety of clients for Estates, Divorce, Tax Appeals, and PMI Removal!
To a lot of people, an appraisal is simply a line item in the long list of items for a home purchase or refinance. Most lenders still want a local expert because the stakes are very high, even though there are a developing number of automated home valuation systems that might seem cheaper than an appraisal. But is getting a mortgage the only reason to get an appraisal? Are there more cases when the services of a licensed, independent real estate professional might be beneficial? You bet. Nordal & Associates is your best choice with over 26 years of experience and over 14,000 appraisals completed!
Fair and accurate estate liquidation with help from Nordal & Associates Real Estate Appraisal Settling an estate
Estate appraisals require significant discretion, and we at Nordal & Associates apply the utmost degree of prudence to ensuring confidentiality. We pay close attention to (USPAP) Uniform Standards of Professional Appraisal Practice in applying our professional ethics to estate appraisal work. We often receive calls from clients who deal with probate, or are left with the responsibility of overseeing a family members estate. If you are charged with being the executor of an estate, responsible for selecting a professional for the the estate valuations after death, and estate settling, call us at Nordal & Associates Real Estate Appraisal! This is often a time that can be quite painful due to a loved ones passing. You want to know you can be confident that you made the right choice when you hire an appraiser. Who you gonna call?
Nordal & Associates!
Most Americans do not have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the true value of the real estate is critical to knowing your estate has gotten a fair deal. Choosing an experienced professional will give you the peace of mind you need for what is often the most important decision for an estate executor. Call us at Nordal & Associates!
Nordal & Associates Real Estate Appraisal will help you settle a divorce with less stress!
As is often the case, real estate can be the biggest assett in a family and the family home is often the most important financial part of a divorce. You need an unbiased professional appraiser! Divorce can be a particularly traumatic ordeal for both parties, and it is often further complicated by the strenuous decision of who gets the house. Regardless of the circumstances, it's prudent to order an appraisal from Nordal & Associates Real Estate Appraisal so both parties are completely aware of the true market value of their home.
Let Nordal & Associates Real Estate Appraisal help you dispute your tax assessment in San Diego CountyIf you have purchased a home between 2004 and 2007 in San Diego County chances are good that you currently have a higher tax assessment than you should. You have to challenge the assessment to have your taxes lowered. Nordal & Associates will guide you through the process to appeal your current taxes and keep more of your hard earned money in your pocket!
Nordal & Associates Real Estate Appraisal can help you do away with PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an additional insurance plan that almost all lenders ask homeowners to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the property. This extra payment is often lumped into the monthly mortgage payment and is promptly forgotten. PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to dismiss the PMI payments on most mortgages when the balance is paid down to 78% of the original value.
Nordal & Associates Real Estate Appraisal can provide you with a statement regarding the value of your home, and the cost of the appraisal can generally be recovered in a short amount of time because you'll no longer be paying the PMI.
Let Nordal & Associates Real Estate Appraisal assist you in relocating to or from San Diego CountyWe are familiar with the headaches involved with an employee relocation. That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. During our thorough process, we encourage employees that are moving to provide input on the positive features of their property, as well as information regarding any new sales or listings in their neighborhood that they want considered. We at Nordal & Associates have extensive experience with Employee Relocation appraisal requirements and will provide a reliable market value appraisal.
Let Nordal & Associates Real Estate Appraisal help you sell your home quickly at the right price
Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees depend on our efforts to complete the appraisal report and and aren't related to the sales price. Most importantly, if you get an appraisal that overestimates the value of your home in the current lending environment that appraisal will be cut and you will have wasted valuable time and may have to locate a new buyer. Nordal & Associates will prepare an unbiased professional report that lenders will recognize as accurate and reliable.
On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homes stay on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.